Well, back to my heroes. Remember that my heroes are people who have impacted my worldview. They are not necessarily people who have done something remarkable. Spiderman was first. This week I will share with you why Dave Ramsey is my hero. Let me take you back to college. I was out on my own for the first time, ever. I had an apartment with a classmate from college. I wasn't a party-animal. In fact, I was employed at a campus ministry. That was good work, just not great pay. I also had a student job on campus in the library. Government Documents was my office. Processing government documents into the library collection was my job. Not much fun, but interesting at times. Also, not great pay. But I was getting by. It was during my time out on my own that I learned about my propensity for procrastination. It occurred to me when I realized that I would pay rent a little late. Not overly, evicted soon, late. Just a day or so. "Can I bring it on Friday?" late. When I graduated...